Health Insurance for Senior Citizens
1.Apollo Munich Health Insurance
Easy Health Individual (Senior Citizen)
Features of the Policy:
• For people aged between 50-65 years
• 100% life long renewal
• Coverage of Hospitalization more than 24 hrs
• Coverage of Pre-hospitalization medical cost
• Coverage of medical expenses at Day-care Procedures
For further details click on link below:
http://www.apollomunichinsurance.com/individual-easy-health-premium-calculator.aspx
2.StarHealth & Allied Insurance Company Limited
Senior Citizen Red Carpet Policy
Features of Star Red Carpet Policy:
• For people aged between 60 and 74 years
• Guaranteed renewals beyond 74 years
• No pre-insurance medical test required
• Treatment at network hospitals only
• All pre-existing diseases are covered from first year,
except those for which treatment or advice was recommended by or received during
the immediately preceding 12 months from the date of proposal.
• Disease for which treatment or advice was recommended by or
received during the immediately preceding 12 months from the date of proposal
will be covered from second year onwards
For further details click on the link below:
http://www.starhealth.in/health.php?healthid=17
3. Bajaj Allianz
Silver Health Policy
Bajaj Allianz’ Silver Health is an insurance policy designed exclusivelyfor
senior citizens that covers medical expenses incurred during hospitalization.
Features of Silver Health Policy:
• Pre-existing diseases covered upto 50% from the second year
of the policy
• A flat benefit of 3% on admissible hospitalization expenses
are paid towards pre & post hospitalization expenses
• Cashless facility: With Silver Health plan, the member has
access to cashless facility at wide network of 2400 hospitals across India
(subject to exclusions and conditions)
• In case of admission in non-network hospitals, the expenses
incurred would be reimbursed within 14 days from the submission of all
documents.
• Waiver of co-payment is available on payment of additional
premium
For further details click on the link below:
http://www.bajajallianz.com/Corp/health/silver-health.jsp#cov
4.The New India Assurance Co. Ltd
Senior Citizens Mediclaim Policy
Any senior citizen resident in India and aged between 60 and 80. Ifrenewed
without a break, the cover can be continued up to age 90.
Features of the Policy:
• Proposers must undergo a prescribed pre-acceptance health
check at their own cost to identify pre-existing diseases.
• Pre-existing diseases are covered only after 18 months of
continuous insurance with our Company.
For further details click on the link below:
http://www.newindia.co.in/Content.aspx?pageid=1179
5.National Insurance Company Limited
VARISTHA mediclaim for senior citizens
Featuresof the Policy:
• The scheme for person in age group of 60-80 years. For
renewal age limit is extended upto 90 years.
• No medical check-up is required if the insured was covered
under any health insurance policy.
• It covers Hospitalization and Domiciliary Hospitalization
Expenses under Section I and expenses for treatment of Critical
illnesses.
For further details click on the link below:
http://www.nationalinsuranceindia.com/nicWeb/nic/PolicyServlet?id=9999&name=4866.html#n_1
6.United India Insurance Co. Ltd.
Health Insurance for Senior Citizen
Featuresof the Policy:
• Entry age 61 years to 80 years and taking mediclaim policy
for first time
• Room / Boarding and Nursing Expenses are covered.
• Surgeon, Anaesthetist, Medical Practitioner, Consultants,
Specialists Fees are covered.
For further details click on the link below:
http://www.uiic.co.in/pdf/policydocs/health/SENIOR_CITIZEN_POLICY_PROSPECTUS.pdf